PPF Calculator
Calculate your Public Provident Fund (PPF) maturity value and returns. Plan your long-term tax-saving investments effectively.
PPF Investment Details
₹
₹500₹1,50,000
Years
15 Years40 Years
%
6%9%
Maturity Value
₹0
Total Investment
₹0
Total Interest
₹0
Growth Over Time
PPF Calculator Guide
Public Provident Fund (PPF) is a long-term savings scheme backed by the Government of India. It offers attractive interest rates with complete tax benefits and safety.
PPF Key Features
- Interest Rate: Currently 7.1% per annum (revised quarterly)
- Lock-in Period: 15 years (can be extended in blocks of 5 years)
- Minimum Investment: ₹500 per year
- Maximum Investment: ₹1,50,000 per year
- Tax Benefits: EEE (Exempt-Exempt-Exempt) status
- Partial Withdrawal: Allowed after 5 years
Tax Benefits
- Investment qualifies for deduction under Section 80C (up to ₹1.5 lakh)
- Interest earned is completely tax-free
- Maturity amount is tax-free
💡 Pro Tip:
Invest ₹1.5 lakh every year on April 5th to maximize interest earnings. Interest is calculated on the minimum balance between 5th and end of month.