FD Calculator
Calculate your Fixed Deposit (FD) maturity value and interest earnings. Plan your safe investments effectively.
FD Investment Details
₹
₹10K₹1Cr
%
Years
Maturity Value
₹0
Principal Amount
₹1,00,000
Total Interest
₹0
Investment Summary
Principal Amount₹1,00,000
Interest Rate7% p.a.
Time Period5 Years
Interest Earned₹0
Maturity Value₹0
FD Calculator Guide
A Fixed Deposit (FD) is a safe investment option where you deposit a lump sum for a fixed tenure at a predetermined interest rate.
FD Interest Rates (2025)
- SBI: 6.50% - 7.10% per annum
- HDFC Bank: 6.60% - 7.25% per annum
- ICICI Bank: 6.70% - 7.20% per annum
- Post Office: 7.00% - 7.50% per annum
- Small Finance Banks: 8.00% - 9.00% per annum
Types of FD Interest Calculation
- Simple Interest: Interest calculated on principal only
- Compound Interest: Interest calculated on principal + accumulated interest
- Quarterly Compounding: Most common in banks
💡 Pro Tip:
Senior citizens get an additional 0.50% interest on FDs. Laddering FDs (multiple FDs with different maturity dates) provides better liquidity and higher average returns.